DIRECTORS AND OFFICER POLICIES
Directors and officers (D&O) policies are designed to protect individuals from personal losses if they are sued for something while working in the capacity of a director or an officer or a business or other type of organization. This coverage includes coverage for legal fees and other potential case-related costs.

COMMERCIAL PROPERTY POLICIES
These types of policies are similar to homeowners insurance policies, except that they are designed for commercial or investment properties. These policies can protect your business from a scale of issues, including fire, burst pipes, storm damage, and more.

COMMERCIAL GENERAL LIABILITY POLICIES
Commercial General Liability (CGL) insurance covers businesses with situations regarding the allegation of causing bodily injuries or damage to another individual's property.

COMMERCIAL AUTO POLICIES
Does your company have delivery vehicles or other company-owned vehicles? Then you likely have a commercial auto policy attached to the car, truck, or van. These policies protect against damages sustained to a commercial vehicle and operate similarly to your personal auto insurance coverage.

PROFESSIONAL LIABILITY POLICIES
Professional Liability insurance is similar to commercial general liability coverage, except professional liability coverage typically includes protection against claims of negligence, copyright infringement, or personal injury disputes from customers or clients.

WORKER'S COMPENSATION POLICIES
Can businesses rely on commercial and professional liability insurance coverage to protect themselves? But what about the workers? This is where worker's compensation policies come in. These protect the worker in case there is an accident or workplace-related incident that keeps you out of work. Worker's comp can help bridge the financial gap from not being able to work from an event your company is liable for.

AVIATION POLICIES
Aviation insurance policies protect against physical damage to an aircraft as well as any legal liability coming from that aircraft's ownership and operation.

UNEMPLOYMENT POLICIES
Unemployment insurance is a benefit for workers who have been laid off or lost their jobs under another specific criteria-eligible circumstance. It provides temporary income payments while that person seeks other employment opportunities.

FIDUCIARY POLICIES
Fiduciary liability insurance is a form of risk management for companies looking to protect its interests and the interests of its employees. This insurance protects against claims of mismanagement and potential legal liabilities arising out of benefits provided to employees. If there is an issue with benefits-related claims, fiduciary insurance is there to help.

HEALTH INSURANCE POLICIES
Health insurance provides coverage to limit out-of-pocket expenses on medical treatment, whether emergency or routine. Your health insurance protects you against being on the hook financially after bodily injury or medical procedures.

LONG TERM DISABILITY POLICIES
Long-term disability insurance can assist with providing finances to cover living expenses after suffering a long-term injury or disability. This coverage allows expenses for things like food, shelter, utilities, mortgage payments, car payments, and more.

TITLE INSURANCE POLICIES
If you have ever purchased a home, you have dealt with title insurance. This is a form of indemnity insurance protecting lenders and homebuyers from any financial losses from a defective title attached to a property. The most common types of claims filed against title insurance providers involve back taxes, liens, and conflicting wills.

SHORT TERM DISABILITY POLICIES
These policies are simply shorter alternatives to long-term disability insurance coverage. These benefits can help replace the lost income and typically kick in within two weeks of a qualifying injury or illness. Short-term disability benefits can last anywhere between 13-26 weeks, depending on the terms of the policy.

BOILER AND MACHINERY POLICIES
Otherwise known as equipment breakdown insurance, boiler, and machinery (BM) insurance covers any financial losses stemming from equipment breakdown. This type of insurance is commonly seen in factories, farms, and other goods-production companies.

ERRORS AND OMISSIONS POLICIES
Business Liability insurance protects against losses related to bodily injury or property damage associated with commercial property. Errors and Omissions (E&O) insurance can help resolve claims dealing with losses not covered by traditional liability insurance. For example, this insurance protects your company from claims for negligent acts, errors on a delivered product or service, or omissions occurring in business activities directly leading to some type of financial loss.