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What are the Different Types of Car Accident Compensation?

If you were recently involved in a car accident and sustained injuries, you are most likely coping with both physical and mental trauma as a result of the incident. Aside from coping with the physical and emotional consequences of a vehicle accident, you should also consider how you will pay for your medical costs, car repairs, and other expenses. Money cannot take away the grief and loss caused by a horrific vehicle accident, but it may provide you with the tools you need to heal from this difficult time.

Types of Compensation After a Car Accident

In personal injury cases, a victim in a lawsuit is often awarded compensatory damages, which are damages intended to compensate a victim for the losses sustained in an auto accident. There are two types of compensatory damage claims that you can pursue after a car accident: economic and non-economic.

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What About Economic Damages After Car Accidents?

You can receive economic damages for any type of monetary losses that you suffered as a result of your vehicle accident. These types of losses can include medical bills, vehicle damage, lost wages, and other out-of-pocket expenses.

Non-Economic Damage Claims

Non-economic damages, (car accident settlements) on the other hand, are intended to compensate you for pain and suffering that you sustained from an accident. These compensate for any emotional impact that your accident or injuries have had on your life. This can include PTSD, anxiety, depression, or any other emotional distresses.

Because grief has no price tag, it can be difficult to calculate non-economic damages. But this type of damage is some of the most substantial and lasting impacts after a traumatic car crash.

Does Insurance Cover the Cost of Damages? 

Depending on the severity of the automobile accident and your sustained injuries, medical bills can sometimes reach tens of thousands of dollars. The truth is, your insurance company won’t always cover your expenses. Depending on the types of car accident and if you’re left unable to work after an accident, you might not have a way to pay for your medical bills. Being in a car accident is taxing and expensive, and insurance companies aren’t always on your side. Filing a car accident claim can help you get back money that you lost.

How Much are Car Accident Claims Worth?

Alabama is a “fault” state, which means fault will affect how much compensation is paid. This also means the amount of insurance coverage that the defendant has can affect your claim. However, the value of your claim depends on your case. Since every client and claim varies, it’s hard to pinpoint exactly what each claim is worth upfront.

Even though every type of case is different, we can help you calculate how much you should demand from the insurance company based on injuries sustained, and the impact your injuries have had on your life.

Why Should You Hire a Vehicle Accident Attorney?

Hiring an attorney after a car accident is one of the best investments you can make going forward. Yet many people refrain from hiring an attorney because they don’t want to spend more money. Most people don’t know the true value of their claim, and end up losing out on compensation they deserve.

Hiring the right attorney for your personal injury case can give you the representation you need, so that insurance companies cannot take advantage of you.

Legal Representation After a Car Collision

If you were injured in a car accident due to the negligence of another person, you need a car accident lawyer to represent your personal injury claims. We offer a complimentary legal consultation in which we’ll provide you with honest answers to your accident-related questions. We’re with you each step of the way.

Contact Wettermark Keith for more information.

While it is feasible to negotiate a settlement with the other party's insurance company without hiring an attorney, it's strongly suggested that you use an attorney knowledgeable in vehicle accident compensation to guarantee you receive reasonable reimbursement for your losses.

Ready to work together? Contact us today for a free consultation.

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If you or a loved one have been injured and think you might have a case, call us now for a free consultation.