TORNADO, HURRICANE, AND WIND DAMAGE LAWYERS | WK LAW FIRM - STORM DAMAGE LAWYER
A FAMILY-FIRST LAW FIRM DEDICATED TO HELPING YOU RECOVER FROM TORNADO, HURRICANE, & STORM DAMAGE
COVERAGE ON A PROPERTY INSURANCE CLAIM
Alabama and Florida are beautiful states with great properties, but residents share a risk of potentially harmful storms with hurricanes, tornadoes, and more. Homeowners must have adequate property insurance coverage to ensure their home's structure and personal property are protected in the event of damage or a total loss from a storm.
These insurance policies are supposed to offer peace of mind when disaster strikes, but sadly, that is not always the case. Even in the face of a disaster, you can be victimized by your own insurance company as a result of their motivation to deny claims or pay you as little as possible when storms hit. This can leave you feeling frustrated and alone in trying to recover from a disaster that was of no fault of your own.
If your insurance company is attempting to unfairly delay, deny, or underpay your storm damage insurance claims, our experienced attorneys can help. Contact our offices today to schedule a no-obligation consultation with one of our experienced insurance claim lawyers.
IT'S MORE TO US, IT'S PERSONAL
As local residents ourselves, we want to help our community recover from natural disasters and help people restore their lives back to some sense of normal.
Our mission is to represent you as if you were family, because to us, you are. We are a family-first personal injury law firm that builds relationships with all our clients. We represent cases of all sizes and we will never be too big of a firm to care about smaller storm damage claims.
Relationships are a significant part of what makes us different from other firms. We are advocates for policyholders and help stand up to insurance companies in order to get you your entitled coverage benefits.
Has your home suffered from damages or been destroyed by a storm? Contact the law experts at Wettermark Keith to assist with any property insurance disputes.
STORM DAMAGE CASES WE REPRESENT
Wettermark Keith’s tornado damage lawyers can help you maximize your claim. Tornadoes are incredibly dangerous due to their unpredictability. They can pop up out of nowhere and inflict serious damage over a small area before disappearing in the blink of an eye. One second you can be enjoying a normal day in your home and then the next you can be missing an entire section of the property, if not the whole thing. Tornadoes can also lead to serious injury.
The good news is that homeowners insurance typically covers tornado damage. You do not need to add any secondary coverage types to include tornado protection, as it usually falls under wind damage. Most insurance companies classify tornadoes as windstorms, which is a covered peril type. If your tornado insurance claim is being delayed or denied by your insurer, contact Wettermark Keith today.
With the majority of our clients situated near the Gulf of Mexico, hurricanes are always a threat that homeowners need to consider. Even Category 1 storms can bring hurricane damages to your property. Homeowners policies will cover wind damage caused by hurricanes, but related flooding may not be covered. This is because the water damage that can come with hurricanes is typically classified as flooding, which is under a separate insurance policy. Flood insurance carries its own stipulations, coverage limits, exclusions, deductibles, and more.
WHEN SHOULD YOU HIRE A DAMAGE LAWYER FOR A HURRICANE CLAIM?
Often the homeowners and flood insurance companies will point the finger at each other, each claiming that the damage is covered by the other company’s policy. Insurers will often try to defer blame to the other party in order to avoid their responsibility to policyholders. This is where we can help. A hurricane damage attorney on our team can thoroughly investigate the damages and ensure the proper insurer is held accountable for the FULL AMOUNT of their obligation to you.
A Wettermark Keith lawyer can help you navigate your hurricane damage insurance claim to get the coverage benefits you deserve. We can help you get the compensation you need to restore your home to its pre-loss condition. Please do not hesitate to contact our offices to ask questions about your hurricane insurance claim. An expert hurricane damage lawyer determined to help you is just a phone call away!
Besides tornadoes and hurricanes, many other storms can cause wind damage. We have experienced wind damage attorneys that know the ins and outs of standard wind damage insurance coverage and how insurers handle these types of claims. This experience helps us prepare a strong case on your behalf to help you get the coverage benefits you are entitled to in order to restore your home back to normal.
HOW CAN OUR DAMAGE LAWYERS HELP WITH WIND CLAIMS?
We will walk you through each phase of the wind damage claim process to prepare as thoroughly for a case as possible. An experienced attorney can help identify the signs of wind damage and have experts to help isolate the date of the incident and how the damage affected your roof and other building structures. Contact us to learn more information.
COMMON TYPES OF STORM DAMAGE
Storm damage from tornadoes, hurricanes, and wind can result in a number of different damage types to your home. Your insurance policy should cover all these and we can help build a case to prove just that. Storms can bring damage in many forms, including:
Broken or damaged windows
Broken or damaged doors, including garage doors
Water damage to carpets, rugs, tile, and other flooring
Damage from projectiles
Damage or destruction of personal items and interior furniture
Structural damage to your outside walls, roof, porches, decks, and other structures
Damage to roof shingles and panels
Property damage to exterior fixtures such as pools, sheds, and landscaping
Be sure to take any photographs of damages to present as evidence with your claim.
What is Personal Injury Law?
Personal injury law is a broad area of law that deals with any physical harm or injury caused to an individual as a result of the intentional, accidental, or negligent actions of others. This area of law covers a wide range of situations, including defective product cases, auto accidents, slip and fall accidents, nursing home abuse cases, medical malpractice cases, and wrongful death. A personal injury lawyer is a trial lawyer who represents clients who have been injured due to the actions of others. They have extensive experience in different practice areas and are well-equipped to handle complex cases involving serious injuries and significant damages.
At Wettermark Keith, our Birmingham personal injury attorneys are dedicated to fighting for clients who have been harmed by the negligence of others. We understand the physical, emotional, and financial toll that a personal injury can take on an individual and their family. That's why we work tirelessly to ensure that our clients receive the compensation they deserve. We take a personalized approach to every case, tailoring our strategies to meet the unique needs and circumstances of each client.
STEPS TO TAKE WITH HELPING YOUR STORM DAMAGES CLAIM
The expert storm damage attorneys at Wettermark Keith can help you navigate your claim, but there are some proactive steps you can take to help better position your claim from the beginning. These include:
Homeowners should review their policy from time to time to double-check their coverage levels are in line with their home's value and property. You can tweak your deductibles, policy limits, and add other coverage elements to better protect your home and property against storm damage.
It is always recommended to have photos of your property's roof and structure prior to sustaining any damage. This creates a baseline to go back and refer to when comparing photos of the damage. After the storm occurs--as soon as it is safe to do so--go around and take photos of the damages to your home's structure and personal property. You can include these photos as evidence in your claim.
Be sure to check your insurance policy to check for any deadlines when it comes to filing a claim. It is important you file your claim as quickly as you can, especially if there are many homes in your area affected by the same storm. This will better position your claim and start the claim process quicker.
If you have to purchase materials or labor to fix damage to your home to avoid further damage, keep any receipts. You may be entitled to reimbursement. These costs can be included in your total claim amount.
Go out and get your own estimates from several contractors. These will help you determine if the insurance company is treating you fairly.
WHY SHOULD YOU CHOOSE A WETTERMARK KEITH ATTORNEY?
One of the biggest complaints law firms face is their lack of communication with clients. Insurance claim disputes can be lengthy and clients want to be kept in the know about what is happening with their case. At Wettermark Keith, we prioritize client communication. Any attorney can talk, but we listen. We lend an ear to hear your frustrations and want you to feel heard. We understand the frustrations that come when your insurance company is attempting to skirt its responsibility to you.
A Wettermark Keith attorney will keep you in the loop, not out in the cold. We constantly check-in and will always make ourselves available to answer your questions and give you peace of mind. You should never be wondering what is happening with your claim. If you ask questions, you will get answers. We believe that is the way it should be between attorneys and their clients.
OUR ATTORNEYS HAVE THE EXPERIENCE AND REPUTATION
Wettermark Keith has more than 50 years of combined experience representing clients on all types of legal claim matters. We have recovered nearly $1 billion in coverage benefits for our clients and have developed a reputation as one of the top law firms in the country. Our team has worked on numerous property insurance claim cases on a variety of perils including tornadoes, hurricanes, fires, flooding, and more.
KNOW THAT YOUR DAMAGE CASE MATTERS
One of our firm's core beliefs is compassion. We help you tell your story and make sure your insurance company hears it. The best way to win a property insurance dispute case is to tell your story: your pain, suffering, needs, and how the insurance company's inaction on damages has affected your quality of life. We help you demonstrate this along with evidence about the damage to your property and the facts of the policy that supports your argument.
WE OPERATE ON A CONTINGENCY FEE BASIS
We understand that legal representation can be expensive. You are focused on securing your home. This is why we operate on a contingency fee basis, meaning you will not be charged anything unless we win your case. We work to earn your business and won't ask for a cent unless and until we are able to recover the money you deserve.
ABOUT WETTERMARK KEITH
Wettermark Keith, with offices located throughout Alabama, Tennessee, and now Florida, has an excellent reputation as one of the most accomplished personal injury firms in the country. Our reach is not only regional, but it also includes a diverse range of practice areas.
Our practice areas include personal injury cases, auto wrecks, trucking wrecks, insurance dispute claims (including storm damage claims), nursing home abuse, medical malpractice, on-the-job injuries (including workers compensation) social security disability, and veterans’ disability claims (to name just a few).
At Wettermark Keith, we believe in taking cases personally. Our purpose is to practice with care and compassion . . . to tell our clients’ stories and make their voices heard. We do this by building strong relationships based on constant communication and an unwavering dedication to truth and trust.
Winning cases isn’t our goal; caring for you is. Winning is just how we show it. As we say, it’s more to us, it’s personal.
HOW OUR STORM DAMAGE CASE PROCESS WORKS
Contact our office to set up an initial consultation. Our attorneys will learn more about your case and determine whether we can be of assistance.
If we take your case, we will begin gathering documentation and evidence supporting your claim. This includes policy information, pictures of damages, expert testimony, and more.
After gathering evidence and determining the amount of compensation that you are entitled to, we may attempt to negotiate with the insurance company to pay your claim fully and fairly.
If the Insurance Company won’t treat you fairly, then the next step is to file suit. The suit may include a claim that the Insurance Company has acted in Bad Faith by deliberately underpaying your claim to save money.
Our lawyers will schedule depositions with the necessary parties to gather evidence that can be used in mediation or trial. We can also hire third-party expert witnesses to conduct their own independent investigations. These include damage assessment experts, engineers, meteorologists, etc.
Our goal is to build a strong enough case that the insurance company will simply settle to avoid the hassle of going to trial because they know they are in the wrong and cannot refute our evidence. If we cannot settle your case, our lawyers are prepared to go to trial and prove your case in court.
Wettermark Keith was extremely professional and helpful. This personal injury law firm helped my husband over 10 years ago when he fell and broke his foot on vacation. I called them first because I liked their TV commercials. They are very nice people and I would call them again if I needed a lawyer.
Law firm Wettermark Keith has exceeded my expectations! I recommend these lawyers to anyone and everyone I come across. Their commitment to their clients is outstanding. Communication is easy. And I got my settlement very fast. I definitely recommend working with Lee Hawker. He is very gracious and kind. He looked out for me and my family and went above and beyond for us. I’m very grateful!
My personal embattlement with the Social Security Administration went downhill. From a personal recommendation, I reached out to Wettermark Keith law firm. Brian Smith and his team took my case and throughout the whole process, I felt more than just another number. Frequent updates were provided, and emphasis was placed on ensuring all needed documentation was in place. In the end, the accident case resulted in a favorable victory. A big thank you to my lawyer Brian Smith and the team at Wettermark Keith for the hard work throughout the entire personal injury process.
I had the pleasure of working with Mr. Mark English at Wettermark Keith law firm after my car accident in December 2021. He was very thorough in everything, did a wonderful job of explaining everything that was happening, and was super easy to get in touch with when I needed him. I never had a question that was left unanswered by this lawyer. He's very kind and patient, and he made the personal injury claims process so easy for me. I absolutely recommend him, it was a pleasure working with him!
I am so elated that I utilized Mr. Muhammad Abdullah’s services. In the beginning, he told me the compensation that I would receive for my personal injury claim and I actually received more than that! After my car wreck (in my brand-new vehicle), I was actually surprised that I was in the pain that I was in. Mr. Abdullah made sure I saw the necessary people for therapy and worked hard to get me back into my car after the accident. I felt that he was diligent, listened to my concerns, and quickly got me back in my car and compensated! I will be utilizing Mr. Abdullah again and again, anytime I ever have to hire a lawyer.