Rideshare Accident Lawyer in Nashville

A rideshare crash can get complicated fast. You may be dealing with the rideshare driver, another motorist, several insurance companies, and questions about which policy was active. A rideshare accident lawyer in Nashville can help make sense of what happened and where your claim should go.

At Wettermark Keith, we handle personal injury cases involving difficult insurance questions. As Nashville personal injury lawyers, we bring more than 50 years of combined experience to that work, including former insurance lawyers and adjusters who understand how insurers approach accident claims.

Why The Driver’s App Status Matters

One of the first things we want to know is what the rideshare driver was doing at the time of the crash. Were they offline, waiting for a request, headed to a pickup, or already carrying a passenger?

That distinction matters because Tennessee’s insurance requirements for ridesharing services change based on the driver’s status. A driver logged into the network but not yet engaged in a prearranged ride must have at least $50,000 per person and $100,000 per incident for death or bodily injury, plus $25,000 for property damage.

Once a driver is engaged in a prearranged ride, the required primary liability coverage increases to at least $1 million for death, bodily injury, and property damage. Our rideshare accident attorneys serving Nashville can investigate the driver’s app status and determine which insurance coverage may apply.

More Than One Insurance Policy May Come Into Play

A rideshare accident isn’t always handled like an ordinary car accident. The driver’s personal policy, insurance connected to the rideshare service, and coverage belonging to another motorist could all become part of the picture.

Tennessee’s Department of Commerce and Insurance warns that personal auto insurance may not cover someone while they’re working as a transportation network company driver. Depending on the crash, uninsured motorist or UM/UIM coverage could also matter.

This can lead to insurance companies arguing about which policy should respond. A rideshare accident attorney in Nashville can review the available liability insurance coverage, identify possible exclusions, and handle those insurance negotiations for you.

The Ride Data May Tell Part Of The Story

Before we argue about what an accident claim is worth, we want to know how the collision happened. Rideshare drivers regularly use navigation and driver apps while moving through traffic, so distracted driving may be one issue. Speed, traffic signals, and the actions of other drivers may matter, too.

Evidence we may investigate includes:

• App information: Trip records may help establish whether the driver was waiting for a request, traveling to a pickup, or transporting a passenger.
• Police report: Information collected at the scene can provide an early account of the crash and identify drivers or witnesses.
• Photos and video: Cameras around businesses, homes, intersections, or vehicles may have recorded something useful before or during the collision.
• Medical records: Treatment records can document the injuries you suffered and how your medical care progressed afterward.
• Witness statements: Someone nearby may remember the driver’s speed, traffic conditions, or another detail that isn’t obvious from the accident scene.

Our investigation doesn’t stop with the insurance adjuster’s version of events. We look for accident evidence that helps show who failed to use reasonable care and how that conduct contributed to your injuries.

Rideshare Accidents Don’t Only Injure Passengers

You don’t have to be sitting in an Uber or Lyft to have a claim involving a rideshare vehicle. A driver can collide with another car, strike a pedestrian or cyclist, or become involved in a multi-vehicle crash.

Who caused the collision matters more than who booked the ride. A passenger may have a claim involving one or more drivers, while someone in another vehicle may need to pursue liability coverage associated with the rideshare driver.

There may also be third-party liability when another motorist contributed to the wreck. If you’re searching for a rideshare accident lawyer near me in Nashville, we can investigate the people and policies involved before deciding where your claim should be directed.

What Has the Accident Actually Cost You?

Some losses show up quickly. There may be an emergency room bill, property damage, or lost wages within days of the accident. Other consequences don’t become clear until you’ve had more time to recover.

A rideshare accident claim may involve:

• Medical expenses: Compensation may include hospital care, follow-up visits, rehabilitation, medication, and other treatment related to your injuries.
• Lost income: Missing work because of the accident can leave you without income at the same time medical bills are arriving.
• Future earning losses: A serious injury may reduce your ability to perform your previous work or earn the same income later.
• Pain and suffering: Non-economic damages may account for physical pain and the ways an injury has disrupted your everyday life.
• Property damage: Damage to your vehicle or other personal property may be included when applicable.

Punitive damages are different from compensation for ordinary losses and aren’t available in every case. Tennessee law imposes additional requirements for those damages, so their availability depends on the conduct involved.

Talk to Our Rideshare Accident Lawyers Serving Nashville

You may still be going to appointments when calls from insurance adjusters start coming in. We can take over those conversations, investigate liability, review the applicable insurance policies, and determine what losses should be included in your personal injury claim.

Wettermark Keith handles personal injury cases on a contingency fee basis, so you don’t pay attorney fees upfront for us to pursue your claim. We’ve served more than 100,000 clients. Contact us for a free consultation and let our team start working through the insurance and liability issues with you.