UIM Coverage vs. UM Coverage: What’s the Difference?

Car accident insurance claim

In America, all drivers are required by law to have car insurance, but that doesn’t mean that everyone does. If you have been in a wreck that is someone else’s fault and they either don’t have coverage or are underinsured, you still have ways to protect yourself. This is where UM (Uninsured Motorist) and UIM…

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Everything You Need to Know About Intentional Infliction of Emotional Distress (IIED)

young woman showing signs of emotional distress iied

Intentional Infliction of Emotional Distress (IIED) is a legal concept that allows individuals to seek compensation for severe emotional distress caused by another person’s extreme and outrageous behavior. Unlike other torts, IIED focuses specifically on the emotional harm inflicted upon a person due to intentional misconduct, rather than physical injuries or financial losses. If you…

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Dealing With Insurance and Injuries After a Classic Car Accident

classic cars at a car show

Classic cars are more than just vehicles; they’re pieces of history. Unfortunately, accidents can turn this cherished possession into a source of stress. Securing compensation for both the car and any injuries can be a complicated process. After a classic or vintage car accident, navigating insurance claims can be a daunting task. Determining the extent…

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Everything You Need to Know About Subrogation in Personal Injury Cases

Middle age couple-wheelchair looking over injury settlement document and discussing subrogation

Navigating the complexities of personal injury claims can be daunting, especially when it comes to understanding subrogation. While the term may seem technical, it plays a crucial role in how settlements and claims are handled. Knowing how subrogation works can help you protect your settlement and maximize your compensation. What Is Subrogation? Subrogation is a…

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