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Health, Life, and Disability Insurance  Lawyers

Navigating the short-term health insurance, life insurance, and disability insurance claims process is complex. Contact Wettermark Keith to schedule your free case evaluation today

Turn to Wettermark Keith Attorneys for Insurance Dispute Assistance

When it comes to short-term health insurance, many insurance companies sell policies and engage in bad faith claims practices that leave policyholders high and dry. At Wettermark Keith, we are dedicated to standing up to insurance companies to help our clients receive the coverage benefits they deserve.

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Insurance companies too often get away with neglecting their responsibility to their short-term policyholders. When you work with Wettermark Keith, know that your voice is heard and that you have experienced personal insurance dispute attorneys on your side.

Don't Be Left with a Health Insurance Coverage Denial

We understand the frustration. You suffered an injury or an illness and expected your insurance company to pay your medical bills as they promised, only to be left out in the cold by your insurer with a denial of your claims.

The experienced attorneys at Wettermark Keith can help you obtain justice on your short-term insurance claim. Denials on your insurance claim do not mean the end of the road. We are policyholder advocates that can help right the wrongs of your insurer.

was your health insurance claim wrongfully denied?

we can help tell your story.

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Short-Term Health Insurance Plans

Many Americans have opted into short-term health insurance policy options to bridge the gap between jobs or address benefits gaps with their family. While these healthcare plans l may fit some circumstances, they are often marketed to people like comprehensive health care insurance. Unfortunately, when those people actually have serious medical claims, they find themselves deep in debt, with medical bills rising. Short term health insurers often deny medical care by saying that the claims relate to pre-existing conditions or that the insurance company has not received medical records, or even find other reasons to deny claims. If this is the case, please contact our offices to set up a no-obligation consultation with one of our experienced attorneys to learn what we can do for you. 

If you have suffered an injury or had to have a serious medical procedure conducted recently, don't be left high and dry by your insurer. The short-term health insurance attorneys at Wettermark Keith can hold your insurer accountable to ensure you receive the benefits you deserve to help alleviate the burden of stiff medical bills. 

We understand you are feeling stressed, abandoned, and hopeless with no one to turn to. Our healthcare benefits lawyer team can lend an ear to hear your story and put the wheels of justice in motion to help you overturn a wrongful claim decision.

We help give the voiceless a voice and stand up to insurance companies that think they can get away with avoiding their obligations to loyal, policyholders.

Health Insurance Benefits Discrepancy

Many short-term health insurance plan options are sold with aggressive marketing campaigns and offer little true benefit to policyholders. We've seen insurers refusing to cover some Affordable Care Act's (ACA) essential health benefits and denying health insurance, or charging premium prices, for existing conditions. There are also gender and age characteristics that come into play when calculating premiums with men and women paying vastly different amounts. No wonder some states have limited or even banned, this type of health insurance.

We want to help you and those close to you receive the care and help deserved with the funding benefits to living a better and healthier life. If you, or someone you know, have issues with their short-term health insurance plans or healthcare benefits, don't hesitate to contact us.

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Life Insurance Disputes

Dealing with the loss of a loved one is an incredibly tough situation. It can become even worse when the insurance company attempts to hold life insurance proceeds on wrongful grounds.

Our attorneys can help you prove your case against the insurance company to help you recover the life insurance coverage benefits outlined in the policy. You and your partner take every step to protect your family through life insurance. Don't let insurance companies take away all your hard work by denying a rightful claim. 

The experienced attorneys at Wettermark Keith have helped many clients navigate life insurance disputes, including when insurance companies:

  • Deny the life insurance claim
  • Delay payment of the claim to the beneficiary
  • Retroactively cancel the policy
  • Accuse you of committing fraud or misrepresenting your claim

If your life insurance company refused to provide beneficiaries with the benefits owed under the policy, the attorneys at Wettermark Keith can take decisive action against the insurer.

Our law firm will investigate the insurance company's allegations and prove that all information provided in the policy application is accurate and all beneficiaries are owed their benefits.

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Disability Insurance Disputes

Those with disabilities already face significant hardship. You rely on the benefits of disability income insurance to pay a portion of your salary if you are unable to work from a covered injury or illness. One of the most important things you can to do receive these types of long term disability benefits is completing your application and submitting it on time and within your insurance carrier's guidelines. 

Our disability insurance attorneys understand the importance of the application process. We also are aware of the common delay and denial tactics employed by insurance companies.

If you are a professional, have purchased an “own occupation” policy to protect you in the event you are disabled, and then have had your claim for disability benefits denied, please call us. We may be able to help you with your claim and to get back to living your life.

Frequently Asked Questions

It is possible to secure disability benefits without the help of an attorney, but our experience has taught us that having an attorney help you throughout the process greatly increases the chances of approval.

If your claim is brought before an adjudicated judge, not having legal representation will be a huge issue. If you or someone you know is thinking about filing a disability claim, contact our office for a free consultation. You will not pay us anything unless we get your claim approved.

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Why Should You Trust Wettermark Keith?

Wettermark Keith has over 50 years of combined experience helping policyholders with all types of cases. Our experienced personal insurance dispute attorneys can assist with overturning wrongful insurance decisions.

Our firm has helped recover over $1 billion in coverage benefits across a variety of insurance claims. 

Our Lawyers Build Strong Relationships with All Clients

Too many law firms process cases with little to no emotion for how the case turns out. At Wettermark Keith, we treat all clients like they are family. We have built up a credible reputation based on our successful track record of case outcomes for many people.

Your case is personal to us, and we pride ourselves on our family-first approach. We are advocates of policyholder justice and work to hold insurance companies accountable to their customers. 

Communication Is Key

One of the most common gripes with big law firms is their lack of communication. At Wettermark Keith, we prioritize communication with our clients throughout the entire claims process.

While any lawyer can talk, ours listen to your frustrations and hear you out. We sympathize with your struggle and understand the frustration that comes with your insurance company not helping with your claim.

This is why our attorneys keep you in the loop throughout the process, not leave you out in the cold. If you contact your attorney with questions, you will receive answers. This is one of our core principles at the firm.  

Your Claim Matters to Us

Insurance companies classify your claim as just another number in their system. With us, you can ensure that your story is heard. We understand the pain and frustration that you feel with your claim.

This is why we give you a chance to get your entire story out and push back against your insurer's unfair and unjustified actions. Our attorneys are committed to helping you obtain the justice you deserve.

We Operate on a Contingency Fee Basis

Don't let the financial burden of legal representation keep you from seeking justice. Our firm works on a contingency fee basis, which means you won't be charged unless we win your case.

We understand the stress of trying to pay legal fees on top of the financial hardships your short-term insurance claim has already brought. This is why we won't charge you a cent unless we win.

Track Record of Success in Health Insurance Claims

Wettermark Keith has an experienced staff of 22 lawyers and nearly 100 dedicated support employees. We have secured many seven-figure verdicts and settlements for clients, but that does not mean we are too big to care.

In fact, the firm has built one of the largest workers' comp and Social Security practices in Alabama and helps thousands of small auto accident claims each year. We care about each client—big cases or small. 

We also now have one of the most aggressive and experienced insurance claims practices in the Southeast and have helped many, many people with short-term health insurance, life insurance, accidental death insurance, and disability insurance claims.

Our accomplishments have been featured in numerous publications, including The Birmingham News, The Louisville Courier-Journal, The Atlanta Journal-Constitution, Florence Times Daily, Birmingham Businesses Journal, Kentucky Post, Cincinnati Enquirer, The Telegraph (Macon), The American Lawyer, The Clarion-Ledger (Jackson), News Herald (Panama City), National Public Radio, and many other media outlets.

In fact, the firm has built one of the largest workers' comp and helps thousands of small auto accident claims each year. We care about each client—big cases or small.

Our accomplishments have been featured in numerous publications, including The Birmingham News, The Louisville Courier-Journal, The Atlanta Journal-Constitution, Florence Times Daily, Birmingham Businesses Journal, Kentucky Post, Cincinnati Enquirer, The Telegraph (Macon), The American Lawyer, The Clarion-Ledger (Jackson), News Herald (Panama City), National Public Radio, and many other media outlets.

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About Wettermark Keith

Wettermark Keith™, with offices located throughout Alabama, Tennessee, and now Florida, has an excellent reputation as one of the most accomplished personal injury firms in the country. 

Our reach is not only regional, but it also includes a diverse range of practice areas.  The firm's practice areas include:

  • Personal injury cases
  • Auto wrecks
  • Trucking wrecks
  • Insurance dispute claims (including storm damage claims)
  • Nursing home abuse, medical malpractice
  • On-the-job injuries (including workers' compensation)
  • Social security disability
  • Veterans’ disability claims
  • And much more

At Wettermark Keith, we believe in taking cases personally. Our purpose is to practice with care and compassion, tell our client's stories, and make their voices heard. We do this by building strong relationships based on constant communication and an unwavering dedication to truth and trust.

Winning cases isn’t our goal—caring for you is. Winning is just how we show it. As we say, it’s more to us, it’s personal.

How Our Personal Insurance Policy Dispute Process Works

Step One: Contact Our Firm

You can contact Wettermark Keith via phone, email, or online form fill to set up a no-obligation consultation. Our attorneys will use this consultation to gather relevant information about your claim to determine whether we can assist. 

Step Two: We Gather Evidence About Your Claim

Our staff will begin gathering supporting documentation and evidence about your claim. We will conduct our own thorough investigation into your claim and your insurance policy. 

Step Three: Conduct any Necessary Administrative Appeals or Pre-suit Negotiations

We may be able to help you with any administrative appeals or negotiations required by your policy.

Step Four: When Appeals and Negotiations Fail, We Bring Suit 

When we determine that a serious wrong has been done and others avenues fail, we bring suit and litigate hard, with compassion, commitment, and competence.

Step Five: Depositions and Expert Witnesses

As part of our investigation, we will locate and depose all appropriate parties to get the necessary information on record. This will reinforce your claim against your insurer.

We can also lean on our network of third-party experts to provide their expertise and possibly even to testify in your case.

Step Six: Settlement or Trial with the Health Insurance Company

Our goal is to achieve maximum compensation for you. Many cases settle, as insurers do not want to go to trial. However, if we cannot resolve your case outside of the courtroom, our attorneys are fully prepared to try your case in front of a jury to get the justice you deserve. 

YOU'RE NOT ALONE IN THIS, CONTACT US TODAY!

Please contact the offices of Wettermark Keith to learn more about how we can help you with your denied health insurance claims and beyond.
We can answer any questions you may have. We look forward to helping you obtain justice.